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Need refinancing options on a San Diego home, or other real estate? Choosing a refinance product that matches your goals and making sure you get the best rate for your given scenario can feel like playing whack−a−mole.
Let our experienced team of Mortgage Advisors guide you through the buying or refinancing process quickly, efficiently, and confidently
From fast, custom digital quotes to a completely streamlined online loan application and approval process, you can get your money and do what you want with it — usually in less than 30 days.
Secure a home purchase loan to make your dream of homeownership a reality, securing favorable terms and finding the best possible rates for your monthly budget!
With the best refinancing terms, you can change your monthly budget and create extra financial wiggle room at the end of every month, or receive extra cash for home updates.
You do better when you get to shop around. Browse the rate comparisons to see which individual mortgage terms make the most sense for you and your next purchasing decision.
Whether you're a first-time buyer or want to refinance at a lower rate, we can help.
Erik and Emy P. Joseph really went above and beyond during our home buying journey! We appreciate how accessible & responsive he was in answering all of our questions with patience, ensuring we understood each step along the way. He really helped put us at ease too during the stressful times, especially with our 25 day escrow. We are so happy with our new home and highly recommend Joseph!
Joseph really went above and beyond during our home buying journey! We appreciate how accessible & responsive he was in answering all of our questions with patience, ensuring we understood each step along the way. He really helped put us at ease too during the stressful times, especially with our 25 day escrow. We are so happy with our new home and highly recommend Joseph!
Luna C. As a first time home buyer, I had very little knowledge on anything regarding buying a house. Joseph made this entire process so seamless and easy, while explaining and teaching me along the way. He helped me with so many things and gave me a lot of advice during this journey. Joseph really is just the best. So helpful, replies fast and makes everything very user friendly. Thank you so much for all of your help!
As a first time home buyer, I had very little knowledge on anything regarding buying a house. Joseph made this entire process so seamless and easy, while explaining and teaching me along the way. He helped me with so many things and gave me a lot of advice during this journey. Joseph really is just the best. So helpful, replies fast and makes everything very user friendly. Thank you so much for all of your help!
Dave M. So glad I met Joseph because even though I’m an experienced home buyer, his expertise and efficiency made things so much better for me. He laid out all the loan options and gave his insight on each one of them, pros and cons, giving me the best picture to make my decision. We did a refinance of my original loan and Joseph found a way to keep my payment the same and pull cash out for me to use on home renovations. Excellent! Thanks Joseph!
So glad I met Joseph because even though I’m an experienced home buyer, his expertise and efficiency made things so much better for me. He laid out all the loan options and gave his insight on each one of them, pros and cons, giving me the best picture to make my decision. We did a refinance of my original loan and Joseph found a way to keep my payment the same and pull cash out for me to use on home renovations. Excellent! Thanks Joseph!
Our mortgage advisers search thousands of mortgages to find the right one for you and your loved ones, even if it's a mortgage you can only get direct from the lender.
